JOB SUMMARY

The Loan Documentation Analyst supports the facility origination and Loan and Banker's Guarantee (BG) in CIC APAC. The Analyst is required to review credit documents, timely prepares of all new pipeline transactions and liaising with the internal stakeholders, borrowers, lenders and facility agents to ensure smooth execution and booking of new credit limits/facilities. The Analyst will be required to support day to day functions such as processing of all loan and BG related activities such as BG issuances, loan drawdowns, rollover, re-pricing, repayment, interest and fee payments in the Bank's primary loan booking system (Avaloq). As such, the Analyst will be required to manage cash flow settlements, perform cash/system booking reconciliation and other monitoring as part of control and compliance for the bank.

In conjunction with the credit documents, the Analyst will also be required to monitor receipt for covenants undertaking, original documents and follow-up on outstanding and escalate issues in accordance to internal procedure.

The Loan Documentation team also supports the bank's documentation aspect for Deposit and Derivative facilities. The Analyst will be required to review relevant documentation and ensure facility is setup and maintained in a timely manner.

The Loan Documentation Analyst is a team player, detail-oriented, meticulous and possesses good time management and coordination skills to ensure completion of tasks on a day-to-day basis. The Analyst is proactive, able to take initiative and comfortable working independently according to prescribed procedures and processes. The Analyst is open in working on non-BAU projects and initiatives to support new initiatives, products and activities in the bank.

Key Tasks

Facility Origination

• Review credit documents, internal approvals and prepares for new pipeline transaction execution.
• Books credit limits/facilities in the bank's booking system.
• Processes loan drawdowns, rollover, re-pricing, repayment, interest and fee payments.
• Liaise and coordinate with the appropriate departments to ensure smooth execution of transactions.
• Monitors receipt for covenants undertaking, original documents.
• Perform filing and archiving of clients' documents and records.

Bankers Guarantee

• Reviews the bank guarantees, consulting with the appropriate departments.
• Ensure timely issuance of bank guarantees.
• Monitor and recognizes for fee payments.
• Ensure timely resolution of issues and inquiries pertaining to bank guarantee requests and seek relevant approvals in the process.

Control and Reporting

• Clear reconciliation breaks (Nostro, Positions, NPV/ trade breaks across systems).
• Perform daily, monthly, weekly, quarterly and ad hoc reports.
• Prepare reports for external reporting to regulatory bodies and for internal use and documentation.
• Complete various memos, reports, and internal and external correspondence, as appropriate and on a timely basis.
• Comply with and keep abreast of new and existing activities.

Contribute to Maintain the Department's Efficiency

• Propose continuous improvement project for process (i.e. automation of processes).
• Participate in ad-hoc projects as required.
• Ensure compliance with regulatory and statutory requirements.
• Participate in systems testing.
• Update procedures and reference notes when required.
• Respond promptly to queries from respective stakeholders.

Requirements

• Position is open to fresh university graduates
• Proficient in MS Office (Word, Excel, Outlook etc)
• Positive attitude and eager to learn new skillsets and knowledge
• Strong interpersonal and communication skills (verbal and written)
• Strong organizational and time management skills