Job Responsibilities

• Evaluate credit application for new facilities, put up Credit Assessment after performing in-depth analysis and conduct checks to ensure adherence to established guidelines.
• Ensure integrity/quality of credit submissions and improve the turnaround time in application processing and approval.
• Perform annual credit review on a timely basis (for existing facilities) with a proper review of borrowers' collateral risks.
• Ensure compliance with statutory regulations as well as internal policies and guidelines.
• Provide training and guidance to RM on credit proposal and to ensure compliance with credit policies and regulatory guidelines.
• To attend/cover the team for meetings as and when required.

Job Requirements

• A recognized Degree in Banking and Finance, Economics, Business Administration or equivalent.
• Minimum 4 to 5 years of relevant Credit Risk Management experience in a Financial Institution within the Private Banking space.
• Well versed in credit analysis and financial modelling.
• Excellent knowledge of credit underwriting best practices and compliance/regulatory guidelines.
• Able to multi-task and drive desired outcomes with tight timelines.
• Strong stakeholder management skills.
• Excellent interpersonal and written skills.