Perform underwriting assessment for high net worth cases and non-HNW cases, within assigned authority and support daily operational tasks. Provide underwriting-related support for the ad-hoc tasks that was assigned.

Key responsibilities include perform underwriting assessment for new business applications including HNW cases, achieving underwriting KPIs through active case management. Scope includes Life, HSG and Accident & Health.

Responsibilities:

• Underwrite large sum assured applications (formal and preliminary) and communicate decision to intermediaries within agree TAT with competitive underwriting decision and minimal requirement(s) calling. This will include negotiating with reinsurers for terms favorable to placing the business.
• Ensure cases are underwritten within the agreed TAT.
• Reviewing complex appeal cases and coaching junior underwriters to underwrite large sum assured cases.
• Liaison with reinsurers on referral cases that are beyond local authority
• Resolving enquiries and issues with channel management is also part of the responsibility of this role.
• Actively handling own cases appeal with team lead and postpone and decline cases by directly communicating to agent or BDM on the rationale and any other option that can be explored.
• Review and identify area of process improvement or operational efficiency within New Business department. Also, to support team lead to drive changes in process improvement and operational efficiency.
• Instill a higher risk awareness culture and collaborate with second-liner on roles and support needed.
• Provide underwriting-related support to business development projects when needed.
• Perform data or trend analysis when needed.

Requirements:

• Minimum Bachelor degree
• At least 10 years underwriting experience in individual life and health insurance underwriting, past exposure in high net worth/ universal life products will be advantage.
• Excellent interpersonal and communication skills.
• Analytical and self-motivated.
• Able to work independently and under pressure