Job Purpose

The Director/VP of Credit Risk Policy is responsible for advising and supporting front deal teams to ensure high-quality and efficient risk management across lending activities. This role is critical for balancing risk-taking while aligning with the bank's strategic objectives. The position requires deep expertise in reviewing credit risk and grading methodologies for structured finance, as well as a strong understanding of internal grading rules and the ability to contribute to their enhancement.

Job Responsibilities

Advisory Support for Front Deal Teams:

• Provide expert advice and support to front deal teams to ensure effective risk management practices are integrated into lending activities.

Facilitation of High-Quality Risk Assessments:

• Assist in conducting thorough credit risk assessments and evaluations, ensuring high standards are maintained throughout the process.

Review and Enhancement of Grading Methodologies:

• Analyze and review credit risk and grading methodologies, making recommendations for improvements to align with industry best practices.

Collaboration with relevant departments:

• Work closely with various departments to ensure a cohesive approach to credit risk management.

Promotion of a Risk-Aware Culture:

• Foster a culture of risk awareness within the organization by providing training and resources to enhance understanding of credit risk among front office staff.

Contribution to Policy Recommendations:

• Provide insights and recommendations for the enhancement of credit risk policies, ensuring alignment with the bank's strategic objectives and risk appetite.

Job Requirement

• Degree or equivalent with experience in Corporate Finance/Structured Finance credit risk
• Strong Credit Risk Analysis in Whole Sale banking
• Knowledge of credit risk management principles, practices, and regulations.
• Good communication and interpersonal skills
• Team player and strong sense of ownership of outcomes
• Meticulous, with an eye for details
• Fluent in written and spoken English
• Able to work under tight time lines