Join a leading financial institution focused on empowering SMEs and individuals through responsible lending solutions. We are seeking a Credit Risk Control Manager to play a pivotal role in shaping and driving the company's credit risk strategies. If you have a strong background in credit risk management and are passionate about contributing to a dynamic and growing team, this is the perfect opportunity for you.

Take the next step in your career and be part of a forward-thinking institution where your expertise will make a lasting impact. Apply now and help shape the future of financial risk management.

• Basic from $6,000 - $8,000 + Variable Bonus
• Monday - Friday, 9:30am - 6:30pm
• Location: Chinatown

Responsibilities

• Assess the creditworthiness of applicants for SME working capital loans and personal loans.
• Perform in-depth financial analysis and evaluate repayment capacity to ensure loan approvals align with the institution's risk appetite.
• Develop, implement, and uphold credit policies and procedures in accordance with regulatory requirements and company objectives.
• Continuously review and update credit risk frameworks to adapt to evolving market conditions.
• Monitor and analyse the loan portfolio to detect potential risk concentrations and maintain adequate risk diversification.
• Ensure credit risk management practices comply with the Monetary Authority of Singapore (MAS) guidelines and other relevant regulations.
• Establish strong mechanisms to identify and mitigate fraudulent activities in SME and personal loan applications.
• Collaborate with sales, operations, and legal teams to align credit risk strategies with business goals.
• Provide training and guidance to relationship managers and credit analysts on best practices in credit risk management.
• Prepare and present regular credit risk reports to senior management, highlighting key trends, exceptions, and recommendations.
• Leverage data analytics tools to enhance decision-making and improve credit scoring models.

Requirements

• Min. Degree in Finance, Accounting, Business Administration, or a related field.
• Professional certifications such as CFA, FRM.
• At least 7-10 years of experience in credit risk management, preferably in SME lending or personal loan sectors.
• Demonstrated success in developing and implementing credit risk strategies and frameworks.
• Strong analytical skills with the ability to interpret financial statements and evaluate creditworthiness.
• In-depth knowledge of MAS regulations and credit risk guidelines in Singapore.
• Strong leadership and decision-making skills, with the ability to work independently and lead a team.
• Adaptability to changing market conditions and regulatory requirements.
• Proficiency in Microsoft Office Suite, particularly Excel for data analysis.
• Fluent in Mandarin andEnglishto liaise with Mandarin-speaking associates.

For consideration, kindly submit your CV by clicking "APPLY NOW" or email to mtc095@mtcconsulting.com.sg

**Only shortlisted candidates would be notified**

MTC Consulting Pte Ltd | 15C7752
EA. Registration No.: R24123733 | Chen Yit Keat