JOB SUMMARY

• The role will be part of Group Payment Product Management team within Transaction Banking business focusing on Cross Currency Payments Product Suite.
• In this role, the individual is expected to help drive initiatives within the product management team to help establish a strong product suite that will allow for the successful scaling of the cross-currency payment business. This role works in partnership with Markets, Global, Regional & Local Product Managers, Structure Solution Design, Product Development, Technology, Operations and Functions stakeholders.
• We are looking for self-driven individuals who understand cross currency payments and are eager to drive initiatives in a collaborative environment.

RESPONSIBILITIES
Deliver on the product roadmap and business commitments:

• Hands on execution and driving key product initiatives that will include launching new products and enhancing existing offerings.
• Interact with cross functional partners across Sales, Product Development, Operations, Technology, Service on global, regional and country basis to ensure product initiatives are prioritized and in line with the Product roadmap and business commitments.
• Product Governance and Risk Management - Build efficient partnership with second line of defence (Compliance, Legal, Operational risk, etc), to ensure the product flows being conceptualised fit to the bank and industry risk/regulatory guidelines. Complete all necessary governance documentation to the required timelines and standard.
• Product Development - work closely with product development, technology and operations to create solutions that deliver to client needs and are replicable and scalable.

Commercialisation of cross currency payment product:

• Ability to identify opportunities to enhance the overall product experience.
• Support Sales team in deal engagements, identifying and executing opportunities to drive growth.
• Develop and refresh Client value propositions through various product collateral formats for both internal and external distribution.
• Work with Marketing for awards pitches, external publications etc.

P&L responsibility:

• Understand the P&L drivers, pricing models, FX margins and improve on them.
• Track and drive volume/Fee Income through partnership with Sales and Regional and Local Product

Stakeholder Management:

• Maintain regular connect and engagement with key stakeholders to position the solutions and be an ambassador for the underlying business.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Strong mindset to identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Our Ideal Candidate

• Degree in Business or equivalent disciplines. Degree in Information Technology is an advantage.
• Prior experience on Payments Products either in a Bank or Fintech.
• Good understanding of API and how these are used in the Banking sector.
• Project management, and analytical problem-solving skills. Understanding of associated tools is a plus.
• Prior Product management experience in multi country business model.
• Ability to work to tight timelines and at the same time produce a quality deliverable.
• Ability to engage stakeholders at different seniority level within business, operations, and technology.
• Excellent interpersonal, communication and writing skills.
• 7+ years of relevant banking experience

Role Specific Technical Competencies

• Payments
• Fintech Exposure
• Communication and presentation

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers