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Mortgage Specialist
1 day to apply


ONE DRAGON PTE. LTD.
a month ago
Posted date
a month ago
N/A
Minimum level
N/A
Full-timeEmployment type
Full-time
OtherJob category
Other
Location: Singapore (Office-Based)

Reports to: CEO

About the Role

One Dragon is looking for a "Rainmaker" to helm our mortgage advisory division. You are not just a loan processor; you are a Financial Architect.

Working directly with our founder (an mortgage specialist turn realtor), you will be the primary consultant for high-net-worth individuals, HDB upgraders, and savvy investors. You will lead the "How" of every transaction-structuring complex loan profiles that others find impossible. This is a role for a self-starter who wants to transition from a banking employee to a business leader, with a clear path to building and leading their own team of specialists.

Key Responsibilities

  • Strategic Advisory: Conduct high-level consultations in-office to assess client loan eligibility (TDSR/MSR) and map out 5-10 year property pathways.
  • Pipeline Management: Independently manage and "self-run" the mortgage business unit, from lead intake to final loan disbursement.
  • Lender Relations: Maintain and leverage a robust network with all major banks in Singapore to ensure our clients get the most competitive rates and creative structural solutions.
  • Realtor Enablement: Act as the "technical backbone" for our partner realtors, providing them with the financial data they need to close complex property deals.
  • Business Growth: Identify opportunities to optimize our "One Dragon" solution suite and, in time, recruit, train, and manage a team of junior mortgage consultants.

Requirements (The "One Dragon" Profile)

  • Experience: Minimum 3-5 years of experience as a Mortgage Specialist/Home Loan Consultant within a major bank or a reputable brokerage.
  • Technical Mastery: Expert-level knowledge of MAS regulations, TDSR/MSR calculations, decoupling strategies, and trust structures.
  • The "Self-Runner" DNA: You don't need a manager to tell you what to do. You are disciplined, proactive, and possess the "entrepreneurial itch" to grow a business unit.
  • Communication: Ability to translate complex banking jargon into simple, actionable "dreams" for clients. You must be comfortable presenting on a whiteboard.

Why This is Better Than a Bank Job

  • No Red Tape: We focus on solutions, not paperwork. You have the freedom to recommend the best product for the client across the entire market.
  • Leadership Track: You are coming in at the ground floor of "One Dragon." Your success directly dictates your path to a Director/Partner level role.
  • Strategic Environment: You will work within a high-trust system where clients come to us for our specific "Mortgage-First" expertise.
  • High Reward: A competitive remuneration structure that rewards your ability to run a profitable, self-sustaining business unit.

How to Apply

If you are tired of the bank's "sales-only" culture and want to become a Strategy Leader, send your CV and a brief note on the most complex loan structure you've successfully navigated to winchester.lin@gmail.com
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JOB SUMMARY
Mortgage Specialist
ONE DRAGON PTE. LTD.
Singapore
a month ago
N/A
Full-time

1 day to apply
Mortgage Specialist
1 day to apply