Job description:

The Director PPSR will be part of the wider AP Corporate Risk team. The PPSR team will lead second line risk oversight for Visa's product and payment services businesses, including but not limited to core Product verticals, Value Added Services (VAS), and Visa Commercial and Money Movement Solutions (CMS). The team focuses on embedding risk management into product development, commercialization, and operational execution

Specifically, the role holder will:

• Act as a trusted business partner to product and solution teams, providing strategic and tactical risk guidance across the product lifecycle.
• Lead risk identification, assessment, and mitigation efforts, including regulatory, operational and resilience aspects across PPSR domains, ensuring alignment with Visa's risk appetite and control frameworks.
• Drive compliance with Visa's risk programs (e.g., Product Risk Review (PRR), Risk and Control Self-Assessment (RCSA), third-party risk assessments, Model Risk Management (MRM), ViDA), and support product roadmap reviews to identify and mitigate risks early.
• Develop and maintain a network of Risk Champions within the first line to embed lifecycle risk management practices and culture.
• Aggregate and communicate risk profiles across PPSR units, synthesizing bottom-up (e.g., operational risk events, control testing) and top-down (e.g., strategic risks from leadership) views.
• Monitor and report on the effectiveness of risk mitigation measures, including oversight of risk registers, KRIs, and remediation plans.
• Support internal and external stakeholder engagements, including updates to senior leadership, regulators, and audit teams.

Additional Responsibilities

• Escalate key concerns to Product, Risk Executives, Third Party Risk, and Policy, while identifying potential mitigations and solutions.
• Present and participate in globally-led Risk and Business Leadership Team forums and Quarterly Risk Profiles, representing AP.
• Build relationships and gain exposure to Product Risk and Regional Risk teams by presenting at Leadership team meetings and roundtables.
• Partner with relevant stakeholders e.g., Product, Legal, Government Affairs to drive business readiness for product-related regulatory compliance.

Job requirements:

• Bachelor's Degree or equivalent qualification
• Minimum 12 years of relevant experience in one of the following functions: Corporate/Risk Governance, Risk Management, Compliance, Product Risk, or related areas
• Deep understanding of the payments ecosystem, including regulatory trends and product risks.
• Proven ability to assess and mitigate strategic, operational, technology, and compliance risks.
• Experience working in a matrixed, global organization with cross-functional teams.
• Strong analytical, communication, and stakeholder management skills.
• Be well versed in local regulations and guidelines related to risk management for cards, networks, financial institutions, digital payments industry, especially in markets such as South Asia.