Job Responsibilities

1. Preparation of Credit Memos

• Analyze deal structures, collateral performance, and counterparties to identify and mitigate potential risks.
• Prepare credit memos and risk reports for internal stakeholders and senior management.

2. Collaboration with relevant departments

• Support internal coordination with various departments (front office, legal and compliance teams) and perform operational to ensure a cohesive approach to credit risk management.

3. Facilitation of High Quality Risk Assessments

• Monitor portfolio performance and provide early warning indicators for deteriorating credits.
• Assist in conducting thorough credit risk assessments and evaluations, ensuring high standards are maintained throughout the processes.
• Stay updated on market trends, regulatory developments, and best practices.

4. Contribution to Enhancement of Grading Methodologies and Policy Recommendations

• Assist in the review and application of internal credit grading methodologies ensuring alignment with regulatory and the bank's strategic objectives and risk appetite.

Job Requirements

• Bachelor's degree or equivalent in Finance, Economics, Business or a related discipline.
• Minimum of 3 years of relevant experience in credit risk, project finance, or structured finance.
• Strong written and verbal communication skills
• Good understanding of credit analysis processes, including risk assessment and financial modeling
• Proven ability to work independently with a proactive mindset and a strong sense of initiative
• Positive attitude, strong sense of responsibility, and high professional integrity