Senior Associate/Assistant Vice President, Corporate Banking

■ Main Role

1) overseeing the loan and trade finance administration;

2) mentoring a team of Associate Relationship Managers; and

3) developing and managing bilateral or syndicated lending opportunities

and trade finance transaction opportunities

Target Customers: Large Corporates and SOEs within the Asia Pacific Region

■ Job Responsibilities

1. Loan Business

1.1. Manage all aspects of work for loan and trade finance process

a) Negotiate and Finalize Terms and Conditions of loan with clients

b) Prepare for internal credit rating

c) Use KDB Head Office internal loan approval system (KUPID) and credit rating system

d) Prepare for pre-review report of credit

e) Organized Branch Credit Review Committee to get credit approval

f) Review legal documents given by legal counsels

g) Prepare drawdown review to release funds

h) Regularly monitor and update customers' financial positions, business status and conduct of account

i) Conduct KYC for new-to-bank customers and support Due Diligence review for KYC officer in accordance with MAS regulations

j) Perform market and/or credit research on various corporates, sectors and/or countries as requested

1.2. Conduct reporting and administration duties for all aspect of loan business

1.3. Liaise with other departments of KDB Head Office on all matters of credit approvals, credit ratings and risk management and prepare a report on those matters

1.4. Prepare HQ and Branch reports

2. Trade Finance

2.1. Deal Origination and Negotiation

a) Regularly contact FIs and corporate clients to find out the potential trade finance transaction opportunities for the following products:

• L/C (Letter of Credit) and L/C related products
• Financial Institution(FI) RP (Risk Participation)
• FI Trade Loan
• UPAS (Usance Payable At Sight)
• Forfaiting
• Corporate Risk Products (Supply Chain Financing, etc.)
• Unfunded Transactions
• Other Structured Products

b) Negotiate & finalize terms and conditions of the products with the clients

2.2. Preparation For Credit Approval & Liaise with Head Office

a) Prepare for application for the credit approval

b) Cooperate with Credit Officers in Singapore Branch, Asia Regional Head Office,

and Head Office according to the credit approval authority

c) Liaise with Trade Finance Department and other department of KDB Head office

on all matters of trade finance and prepare a report or memo

2.3 Pre-Transaction Preparation & Documentation

a) Prepare for the transaction agreement related to trade finance products

b) Review & finalize counterparty's documents for the transaction

c) Conduct KYC for new-to-bank customers and support Due Diligence review for KYC officer

followed by MAS regulations

d) Check RMA status for new FI clients and if necessary proceed with new RMA

e) Prepare for drawdown review to release funds before the execution date

2.4 Execution of the Transactions

a) Check the current status in the execution of the transactions

b) Support Operation Team members

2.5 Post-Transaction Follow-Up

a) Regularly monitor and update entities' financial positions, business status and conduct of account

b) Update clients' database information

c) Develop and update work manual

3. Funds Investment

3.1. Assist Team Head in all funds management related activities including:-

a) Perform site visits to Venture Capitals (VCs) & Private Equity (PE) counterparties

b) Gather financial info, business activities and business track record from the respective VCs & PEs

c) Forward above due diligence info to Credit Review Team for writing credit application

and subsequent credit approval

d) Review subscription package and Limited Partnership Agreement

e) Execute Limited Partnership Agreement

■ Job Requirements

• Bachelor's degree in Accountancy, Finance, Business or Economics

• 6 to 8 years' Corporate Banking experience

• Those with 6 to 8 years' financial accounting experience are welcome to apply

• Business proficiency in written and oral English and Korean is required for daily coordination and sending correspondences/reports in both languages to Korean-speaking clients & colleagues at Headquarters and local staff

• Strong self-motivation, high level of initiative, supportive and collaborative

• Good interpersonal and communication skills

• Good team player as a part of our Cross-Border Team in KDB headquarter as well as our local Corporate Banking team

• Willing to be flexible and work outside business hours when needed

We thank all applicants for their interests in KDB.

Only shortlisted candidates will be notified.

■ PDPA Act

By submitting your application for the above role, you are consenting KDB to:

- collect and use your personal data, and to disclose such data to any third party with whom KDB has service arrangement in relation to your job application with KDB; and

- retain your personal data for 1 year for future job opportunity.