United Overseas Bank Ltd (UOB)

VP, Business Banking Credit, Group Credit (Retail)

United Overseas Bank Ltd (UOB)| Date Posted: 27-Oct-2019
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Job Nature:
Permanent
Job Category:
Qualification:
'N' Levels / 'O' Levels, ITE/ NITEC/ Higher NITEC, 'A' Levels, Diploma, Bachelor's / Honours, Masters / PhD

Job Description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Credit and Risk Management function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group’s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

Job Responsibilities

We have an opportunity in Business Banking Credit within Group Credit (Retail). The successful incumbent will be part of the Credit Approval Team for Business Banking Credit. The responsibilities include:

  • Received submissions from Credit Analyst Team
  • Check data accuracy inputted into Business Credit Approval System
  • Ensure policies are complied with in accordance to Product Programs
  • Ensure regulatory requirements are complied with
  • Perform credit assessment on all applications
  • Conduct call interview (mainly for Biz Money / Working Capital Loan / Micro Loan cases)
  • Conduct site visit with Relationship Managers when required
  • Conduct joint User Acceptance Tests with Credit Analysts when there is Business Credit Approval System or rules enhancement
  • Work on initiatives / projects involving Business Banking Credit where required
Job Requirements

Degree holder

Minimum 3 years with relevant Sales/Credit experience

Analytical mind with sound business acumen

Be a part of UOB Family

Apply now and make a difference.

Company Overview
United Overseas Bank Ltd (UOB)