United Overseas Bank Ltd (UOB)

Relationship Manager - Preventive Team

United Overseas Bank Ltd (UOB)| Date Posted: 20-May-2019
Save Job
Job Category:
Qualification:
'N' Levels / 'O' Levels, ITE/ NITEC/ Higher NITEC, 'A' Levels, Diploma, Bachelor's / Honours, Masters / PhD

Job Description

Job Descriptions 

  • Proper and adequate follow up on credit quality of portfolio to minimize NPL.
  • Maintain relationships for more business opportunities to increase account profitability.
  • Monitor customer progression/ account conducts and coordinate with Litigation Department for appropriate action if necessary
  • Monitor quality of portfolio of customers in watch lists to prevent the accounts turning to NPL
  • Monitor and handle the overdue customer aging 15-30 days in order to negotiate for payment and/or rescheduling or restructuring
  • Conduct credit analysis and prepare proposal to seek approval for restructuring/ rescheduling schemeAnalyse, verify, assess credit and propose strategies and recommendations including identifying risk mitigation solution in order to minimize the non-performing loans at the bank
  • Negotiate with the customers on restructuring and formulate an appropriate scheme to minimize the non-performing loans at the bank
  • Engage, along with legal advisors, in the process of restructuring to ensure compliance with all regulations and legal aspects

Requirements 

  • Master or Bachelor’s Degree in Business Administration and related fields
  • Minimum 4-5 years experiences in credit loan and restructuring field
  • Having basic legal knowledge, particularly related in debt restructuring, is a plus.
  • Good command in English: Writing and Speaking
  • Computer literate in MS office
Company Overview
United Overseas Bank Ltd (UOB)